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Utah Utah Real Estate Blog; June, 2008 Archive | |
By Direct Mortgage Home Loans at 06/19/08 17:14
Many people during the last year who have tried to get a mortgage in order to buy a home have suffered the effects of the current credit crunch. This article visits a few of the effects of the crunch including the disappearance and temporary appearance of some mortgage loans.The serious losses suffered by Government Sponsored Enterprises (GSE's), Wall Street firms, and other investors across the United States brought about credit tightening and the disappearance of the loan products that caused these losses. The leading culprit was the high-risk, 100% CLTV 2nd mortgages on investment properties, most of which were executed with Stated Income and Stated Income Stated Asset (SISA) documentation. This loan type started disappearing two to two and a half years ago with credit tightening or discontinuance happening rapidly. Other high-risk loan types that resulted in significant damage were the Owner Occupied SISA and No Doc loans. Most lenders no longer offer these loans. Read more: Temporary Mortgage Loans and Buying a Home [click] Index for Utah
Utah Tags: fha loans • mortgage • no doc loans • owner occupied sisa •
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By Direct Mortgage Home Loans at 06/12/08 14:25
 Relocating can be an exciting or scary endeavor because it involves change and adjustments. One of the key factors to making your relocation a good experience is buying the right home. Considering the following questions can help you make the best decision of which home to buy.How far will the commute be? What public transportation options are available? How bad is the traffic in the area you're considering? Would you rather have a larger, less expensive home with a long commute, or a smaller home that is closer to work? Read more: Relocating And Buying a Home [click] Index for Utah
Utah Tags: mortgages • relocation • home buying • moving •
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By Direct Mortgage Home Loans at 06/12/08 14:24
 Millions of households in America have already received or will receive an economic stimulus check from the federal government. This article answers a few questions related to the stimulus check and provides suggestions for the homebuyer on how to use this money to your benefit when buying a home.According to the IRS, if you have a social security number, filed a 2007 tax return, and earned at least $3,000 last year, you may be eligible for a stimulus check. Payments began at the end of April and will be sent out through July. People must file a tax return to receive the payment, even if they are not otherwise required to file. The amount you receive will not change the amount of your tax refund and is not taxable. Read more: Home Buying and Your Stimulus Payment [click] Index for Utah
Utah Tags: loans • mortgages • economy • stimulus payment •
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By Interviewer at 06/11/08 11:47
Name of your website?St. George Commercial Real Estate Your name? Brandon Vandermyde Your Location (city, etc) St. George Please give us a short summary of your website? This website has a lot of valuable information about Utah and in particular Washington County. It offers commercial real estate listings and real estate information that is valuable to those looking to purchase commercial real estate. Read more: St. George Commercial Real Estate Interview [click] Index for Utah
Utah Tags: web interview • commercial real estate • washington county •
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