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Mortgages in Italy

By William at 06/10/07 05:38

Loans are available up to 80% of the mortgage valuation. Italian banks lend only on the basis of a mortgage valuation, this is carried out by a valuer on behalf of the lender, which you pay for and costs around €300. Once the buyer has found a property he wishes to purchase, he must sign the reservation agreement. The preliminary agreement is a binding legal document obliging both parties to complete the purchase at a future specified date in the offices of a local Notary Public.

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